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Category Archives: Blog
The Republican Tax Reform Plan
What is in it? What could its changes mean for you, if they become law? Major changes may be ahead for federal tax law. At the start of November, House Republicans rolled out their plan for sweeping tax reforms. Negotiations may … Continue reading
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Tagged debt, fiduciary, hanover, hanover maryland, income, maryland, Michael Canet, planning, prostatis financial advisors group, Prostatis Group, reform, republican, Republican Tax Reform Plan, required minimum distribution, retirees, retirement, RMD, savvy, savvy investor, social security, tax, tax plan, tax reform, taxes
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Millennials, Do Not Imitate Your Parents
They invested heavily in what was “hot” and got burned. A new generation of investors is coming to the forefront: your generation. Millennials have witnessed a fantastic bull market, one of the longest on record. Any given week, scary … Continue reading
When Is Social Security Income Taxable?
The answer depends on your income. Your Social Security income could be taxed. That may seem unfair, or unfathomable. Regardless of how you feel about it, it is a possibility. Seniors have had to contend with this possibility since … Continue reading
Posted in Blog
Tagged debt, fiduciary, hanover, hanover maryland, income, maryland, Michael Canet, planning, prostatis financial advisors group, Prostatis Group, retirees, retirement, savvy, savvy investor, social security, taxes
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How Much Do You Know About Social Security? (Quiz)
Social Security can be complicated to navigate at times, but since it’s so vital to your retirement income plan, it’s important to make wise decisions and create strategies to optimize your benefits. If you’re planning for your retirement income and … Continue reading
Posted in Blog
Tagged fiduciary, hanover, hanover maryland, income, maryland, Michael Canet, planning, prostatis financial advisors group, Prostatis Group, quiz, retirees, retirement, savvy, savvy investor, security, social, social security, taxes
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Getting (Mentally) Ready to Retire
Even those who have saved millions must prepare for a lifestyle adjustment. A successful retirement is not merely measured in financial terms. Even those who retire with small fortunes can face boredom or depression and the fear of drawing down their … Continue reading
Before You Claim Social Security
A few things you may want to think about before filing for benefits. Whether you want to leave work at 62, 67, or 70, claiming the retirement benefits you are entitled to by federal law is no casual decision. You … Continue reading
Case Reveals Flaw in Beneficiary Designation Shortcut
This summary highlights a recent court case which underscores the importance of decisions relating to Beneficiary Designation, and the unfortunate consequences of carelessness. Because the original article was written for the benefit of Financial Advisors, the summarized content has been reworded … Continue reading
What You Need to Know About the Fiduciary Rule
A quick look at the changes coming for retirement accounts. Rules are changing concerning investment professionals and retirement accounts. In the eyes of many, the change is good. The “fiduciary rule” is going into effect in June. This Department of … Continue reading
How Will You Spend Your Retirement Savings?
Keep an eye on where it goes, as some destinations may be better than others You can probably envision how most of your retirement money will be spent. Much of it will be used on living expenses, health care expenses, and, … Continue reading
Posted in Blog
Tagged finances, hanover maryland, income, maryland, Michael Canet, prostatis financial advisors group, Prostatis Group, retirees, retirement, savings, savvy, savvy investor
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Have a Plan, Not Just a Stock Portfolio
Diversification still matters. One day, this bull market will end. In the first quarter of 2017, the bull market seemed unstoppable. The Dow Jones Industrial Average soared past 20,000 and closed at all-time highs on 12 consecutive trading days. The Nasdaq … Continue reading
Posted in Blog
Tagged finances, income, Michael Canet, portfolio, prostatis financial advisors group, Prostatis Group, retirees, retirement, savings, savvy, savvy investor, taxes
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