Category Archives: Articles

Your 2019 Financial To-Do List

Things you can do for your future as the year unfolds. What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you could … Continue reading

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Tax Efficiency in Retirement

How much attention do you pay to this factor? Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, … Continue reading

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Retirement Questions That Have Nothing to Do With Money

Think about these matters before you leave work for the last time.  Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few of those factors … Continue reading

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The Retirement Mindgame

Your outlook may influence your financial outcome. What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your perception of retirement?   A whole field of study has emerged … Continue reading

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Should We Reconsider What “Retirement” Means?

The notion that we separate from work in our sixties may have to go.    An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, he becomes a buyer for a church network … Continue reading

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When Should You Take Your RMDs?

Retirement gives you plenty of choices. You can decide when to claim your Social Security, what Medicare coverage to buy, whether you want to travel or stay put, work part-time or relax. One aspect of retirement finances many people think … Continue reading

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5 Signs You Retired Too Early

The lure of early retirement is enticing, there’s no doubt about it. A 2015 study by the Boston College’s Center for Retirement Research shows us that the average retirement age for men is 62, and for women is 64. (1) But … Continue reading

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Will Debt Spoil Too Many Retirements?

What pre-retirees owe could compromise their future quality of life. The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down your savings along the way. Another possible point … Continue reading

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Financial Priorities Young Families Should Address

Wise money moves for parents under 40.    As you start a family, you start to think about certain financial matters. Before you became a mom or dad, you may not have thought about them much, but so much changes when … Continue reading

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The Importance of Financial Literacy

Too few Americans understand personal finance fundamentals If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and for them, the path is more obscure. Are … Continue reading

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