Tag Archives: RMD

Tax Efficiency in Retirement

How much attention do you pay to this factor? Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions, … Continue reading

Posted in Articles | Tagged , , , , , , , , , , , , , , , | Leave a comment

Could the Premature Loss of Your Spouse Devastate Your Retirement?

Have you ever thought about what would happen to your finances if you lost your spouse prematurely? Most people avoid this topic, and understandably so. We don’t want to dwell on things that cause us emotional distress, but what we … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

A Retirement Gender Gap

Why a middle-class woman may end up less ready to retire than a middle-class man.    What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny than that of a man in her age group. … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

Is Your Retirement Plan Ready for a Market Downturn in 2018?

If you’ve kept an eye on the markets in the past year, you know that 2017 was a banner year for stocks. In fact, both the Dow Jones and the S&P 500 celebrated the launch of 2018 by reaching record … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

How Could Tax Changes Affect Your Financial Plan

After months of debating and revising, Congress closed out 2017 by passing the new Tax Cuts and Jobs Act on Wednesday, December 20, 2017, which was subsequently signed into law by President Trump. Since the campaign trail, President Trump has … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

Host Of The Savvy Investor Show, Michael Canet JD LLM, Discusses Retirement Questions That Have Nothing to Do With Money

Michael Canet JD LLM, is a financial planner, estate planning attorney and host of The Savvy Investor TV and Radio Show, where he and Savvy Investor guests help listeners create, grow, and preserve their wealth. In this article, Canet discusses Retirement … Continue reading

Posted in News | Tagged , , , , , , , , , , , , , , , | Leave a comment

Retirement Questions That Have Nothing to Do With Money

Think about these matters before you leave work for the last time.  Retirement planning is not entirely financial. Your degree of happiness in your “second act” may depend on some factors you cannot quantify. Here are a few of those factors … Continue reading

Posted in Articles | Tagged , , , , , , , , , , , , , , , | Leave a comment

For Retirement, Income Matters as Much as Savings

A recent poll of pre-retirees suggests that truth risks being ignored. Steady income or a lump sum? Last year, financial services firm TIAA asked working Americans: if you could choose between a lump sum of $500,000 or a monthly income of … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

Love and Money: Financial Planning Considerations for Couples

If you do a simple search on the topic of relationships and finances, you’ll come across many sobering statistics. For example, you’ll find that money is the primary reason for arguments between couples, with many couples averaging three fights per … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment

Good Reasons to Retire Later

Working longer might work out well for you. Are you in your fifties and unsure if you have enough retirement savings? Then you have two basic financial choices. You could start saving and investing more of your pay than you currently … Continue reading

Posted in Blog | Tagged , , , , , , , , , , , , , , , | Leave a comment